Therefore, as the player, if you remember that the first number (9) listed in the payoff is the amount of dollars you will win if you bet the dollar amount of the second number (5). For instance, the numbers 4, and 10 have a payoff of 9 to 5.
An easy way to remember the place bet payoff is by memorizing the particular payoff. If a place bet is wagered at less than $5 the casinos will only pay out 1 to 1 or even money, which is not a good deal. For example, a wager on the 5 will be paid $7 for a $5 bet. Any amount lower than the above suggested will not be paid maximum odds. In order to get the maximum odds payoff for a place bet the player should bet in units of $5 for all the numbers except the 6 and 8, which should be bet at $6. Any of you more seasoned players, please correct any misstatements. I'm a fairly new craps player, but here are the basics (cut/pasted from info I got from a 'craps 101 site').